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budgeting Finance saving

Planning A Summer Vacation? Save More Money When You Use These Apps

5 Most Recommended Apps of 2022 To Help You Save Money on Your Travel Plans

  1. Skyscanner
SKYSCANNER

Skyscanner is the top-recommended app for finding cheap flights. This mobile app searches millions of flights from over 1,200 sources and then gives you the best options available (whether it’s the cheapest route, or the easiest one). The handy chart feature lets you look at the cheapest days or months to fly to your destination and sends you notifications of price changes.

*Available for Apple or Android users.*

2. Hopper

HOPPER

Hopper forecasts future prices and shows you the best times to travel for every month of the year, making it easy to plan your trip around your budget.

Want to get the best price? Ask Hopper to “watch” the trip for you — the bunny keeps track of prices around the clock (analyzing over 25 billion prices a day) and will send you a notification when it’s time to buy.

*Available for Apple or Android users.*

(Details about app – Thanks to hopper.com)

3. HotelTonight

HOTELTONIGHT

HotelTonight brings you incredible last-minute hotel deals for tonight, tomorrow, and beyond! Hotels give you discounts on their empty rooms and you reap all the benefits. No more endless scrolling to find the perfect hotel with the best rate.

It’s incredibly easy to use, and it doesn’t take long to reserve a room. You can search by city or attraction, or on the map, and then check out the reviews and photos from other travelers. It also has 24/7 customer support. If you find yourself stuck in a place and need a last-minute room, use this app. It won’t disappoint!

*Available for Apple or Android users.*

4. GasBuddy

GASBUDDY

Planning a road trip this summer? Get the free GasBuddy card and never pay full price at the pump again (save up to 25¢ per gallon).

Enter GasBuddy, which helps you find the best gas prices near you. The app has helpful features like a gas price map, outage tracker during natural disasters, a trip cost calculator, and useful search filters like brand, price location, available restrooms, and more.

*Available for Apple or Android users.*

5. Dayuse

DAYUSE

There are plenty of reasons why someone would want a hotel for just a few hours. Dayuse helps to find you a hotel room marked down by as much as 75 percent for your 1 to 10-hour stay.

Search the 5,000 accommodations across 25 countries they can instantly connect you to, and when you need them (start times range from 6 a.m. to 8 a.m.)

You can also use the hotel’s amenities during your short stay, so take advantage of that pool, gym, or sauna before you head back out.

Categories
budgeting Finance investing saving

The Best Time To Start Budgeting

black and yellow analog clock
Photo by Stas Knop on Pexels.com

There is no better time than the present.

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The sooner you start budgeting on a regular basis the more money you will save:

  • For your retirement
  • For a house
  • For that vacation
  • For a new car
  • For your kids’ college funds

When you start to budget, you grow an awareness of how much money you are spending on a weekly or monthly basis.

Budgeting gives you incentive to purposefully save your money.

  • You may have thought you didn’t have any possible way of saving for that thing.
  • After budgeting, you recognize (for example) how much money you were spending going out to eat nearly every day.
  • What if you limited your spending in that area of your budget?
  • Now you can save up for that thing a lot sooner than you thought you could.

Amazing! Right?

I hope you will start budgeting today!

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Finance

Coming Soon! Money with Friends

What You Need To Know

Raise your hand if you can relate:

  1. You’ve made a lot of past mistakes with money.
  2. You taught yourself all about finance.
  3. You are very careful about every single decision about your money.
  4. You’ve set all these great financial goals, but your having trouble reaching them.
  5. When it comes to your money, it’s hard to stay motivated to handle your finances in a healthy way like other people do by creating and sticking to a monthly budget.

You are not alone. Every person I have talk to about money has delt with one or all of the above.

Common misconceptions, let’s just bust this lie into pieces. Nearly every person on this planet has done something dumb or stupid with their money and this relates to what I have listed above. (Yes, this includes me too!)

We tend to think that when it come to finance we lead this lonely existence of no one being able to understand our money problems. That’s absolutely untrue!

This is What Gets Us Into Trouble

Even though times are changing, transparency and vulnerability is encouraged. It’s like there still is this unspoken rule about not talking about finances.

I understand why.

When we find something that has worked for us involving money, without meaning to, we push this solution in our friends’ faces.

Is this the best way to genuinely be a help to them?

This is why every conversation you have with your friends involving money must ALWAYS ALWAYS ALWAYS be just about you and your experiences with money.

It will be received better. It might even help more of your friends.

It’s time to stop fearing this talk of finances with our friends.

Bethany

Introducing…

‘Money with Friends’ => monthly questions to help you and your friends talk about money.

When we grow self-conscious about how we handle money or financial problems, support is the best way to eliminate all the negative.

It’s important to have community. Friends that understand what we are going through.

Bottom line, we lift each other up. It’s time to learn how to do it within our financial journeys.

Coming in May!

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About Finance Financial Freedom

When To Learn About Finance

There’s no magic age to learn about finance.

Yes, the sooner you can learn about finance the better.

Don’t let this stop you!

No matter what your age, learning finance gives you a deeper and better perspective for managing your finances.

Questions to ask yourself:

  1. How can finance help me?
  2. Can budgeting really make a difference in how I spend my money?
  3. What options do I have for saving for retirement?
  4. Do I need a financial coach?

No one can make you learn about finance. It’s completely up to you what choices you make for your finances.

As much as I would love each person on this planet to learn about finance, there are people who strongly believe that they are capable of managing their finances without any detailed financial knowledge.

Speaking from experience, gaining financial knowledge makes a positive difference in how you manage your finances.

You can’t go back and change the beginning, but you can start where you are and change the ending.

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So okay, you can’t go back in time and change when and where you should have learned about finance.

What does this mean for you today? For some reason you chose to read this blog post. Why is that? Are you ready to change your financial future?

Maybe this is the sign you needed to take that next step in a positive direction for the sake of your financial wellness.

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About Finance Financial Freedom

Financial Freedom Starts Here

Part 2 of 3

Read part one here – ‘Why Is Finance So Important?’.

Learning about finance is the first step to pursuing financial freedom.

Your Perception of Finance

I know…You are thinking finance is so boring. I’ve never cared about finance. What difference will it make in my life? Right?

Especially if math is a subject you have vowed to avoid for the rest of your life, I know that your thoughts tend to go straight to associating finance with numbers, accounting, and balancing spreadsheets. Am I right?

The purpose of this blog series is to introduce you and explain piece by piece why finance is so important, and answer why learning about finance is the vital first step in pursuing financial freedom.

Recap

In the first blog of this series, I explained what finance is and how it is connected to being able to support ourselves in our daily lives.

Time to Shift Your Perspective About Finance

Finance is a culmination of many financial concepts and skills like budgeting. (Yes, budgeting is a skill.)

For example, most of us over the holidays indulged in eating pie. I don’t know about you, but I love a good pumpkin pie. During the Thanksgiving and beginning of the Christmas season is the only time you’ll find Costco’s pumpkin pie. People, it is huge. (Just look at the picture below) I could never ever finish a pie like that by myself. Could you?

Taken by: Kathleen Collins – Costco Pumpkin Pie Facts

Picture finance as a big Costco size pumpkin pie.

Most of time when anyone says, ‘You need to learn about finance.’ It’s overwhelming and by association impossible, like the thought of eating this whole pie by yourself.

What if you could digest finance a piece at a time?

Let’s refresh our memory and look at the definition of finance.

Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting.

Corporate Finance Institute

According to the definition, learning about finance includes:

  1. budgeting
  2. saving
  3. investing
  4. forecasting
  5. borrowing
  6. lending

The thought of learning about finance as a whole may be overwhelming.

When you shift your perspective of finance and recognize that finance is made up of many pieces, subjects you can learn one at a time, it becomes more of a doable goal or task.

If you need more convincing…

Answer these questions:

  1. Can you learn about budgeting?
    1. How to budget?
  2. Do you know what saving money is? Can you learn more about saving money? (Most people know what saving money looks like. It’s the follow through that slows our ability to lead financially independent lives.)
  3. Can you learn how to invest your money?
  4. Financial forecasting is a financial plan that estimates your projected income and projected expenses. When you learn how to budget, you’ve also conquered forecasting. Woohoo!
  5. Can you learn about applying for a student, car, or a home loan?
  6. Can you learn about lending money?

I hope you responded, “Yes, I can.” to every one of these questions.

Learning About Finance Is The First Step To Financial Freedom

Knowledge itself is power.

Sir Francis Bacon

As you realize that you can learn about each piece of finance at a gradual pace, I hope you feel more confidence and positivity to start this journey.

Warning ⚠️

Beware of misconceptions and beliefs that you have heard over the years and chosen to believe.

Whether you are just starting to learn about all the pieces of finance for the first time, or you have recognized that you need a do-over, there are two key things to remember:

  1. Use reliable resources to learn about finance.
    1. Who is a trustworthy resource for truthful finance information. – I’m talking about someone renown in the field of finance like Dave Ramsey. Just an example.
    2. You can always book a consultation with me. I possess a certification in financial coaching (Proof I know about every aspect of finance.)
  2. Give yourself some grace and time to really absorb the material you are learning.

Don’t Stop

As you commit to learning about finance piece by piece, you gain knowledge and a perspective shift to adopt and use with your finances.

After all, finance helps you make better and healthier decisions with your money.

Decide today to take the first step to financial freedom.

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About budgeting Finance Financial Freedom investing saving

Why Is Finance So Important?

Part 1 of 3

This is such a great question! Read on to find out why finance is so important.

Let’s Back Up A Little

Let’s ask ourselves, what is finance?

(According to the Corporate Finance Institute) Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting.

Why Is It Important To Learn About Finance?

neon signage
Photo by Ivan Bertolazzi on Pexels.com

How many times within a day or week do you spend money?

Money is necessity to be able to support ourselves: pay for rent, groceries, cell phone, invest for retirement, and so on.

When we come to recognize that exchange of money for services and/or goods are a natural part of life, how important is it to you to be wise about every decision involving money?

I hope that it is very important. You work hard for the money that you earn. Right? It is within your best interest to learn how to be a good steward of it.

That is why learning about finance is so important. It ties right into the saying, “Knowledge is power.”

Knowing about every aspect of finance enables you to make wise decisions about your money. (Look at the definition again.)

Do you want to know how to do each of those financial activities? Your answer should be, “Yes!”

You should desire to know how because knowing will lead to financial security.

Say goodbye to money stress!

Who doesn’t want to do that?

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budgeting Come As You Are Finance Financial Coaching Financial Services investing Learn More saving Support

Next Steps After Becoming Debt Free

Even if you are debt free, you still need a financial coach.

Congratulations! You have conquered your debt! You are on your way to financial independence. You are free of your debt. This is awesome! Listen up!

Being debt free means a fresh start for you to reach financial independence.

Bethany Trimble
Photo by: Niklas Ohlrogge (Unsplash @pirye)

With your debt, you were in this dark room looking out at this beautiful view. (Go with it…Hang with me here.)

Now you are still this room, it’s not a bad thing. Right? You know you have finally conquered all of your debt! THAT IS HUGE! SOMETHING TO BE CELEBRATED! FOR SURE!

Look at what you were missing out on. Look at this view, it’s incredible. Welcome back to having more financial flexibility!

Ask yourself these questions:

  1. Are there smarter money habits that I still need to learn?
  2. What are my financial goals after conquering my debt?
  3. What should my spending plan look like now that I am debt free?

Want to find out how to create and prioritize goals that will lead to financial independence?

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About Financial Coaching Finance Financial Coaching Financial Freedom Financial Services Learn More

Where to begin

If you are ready for financial freedom, the first step is to book a consultation before your first coaching session.

About Consultations

  1. Consultations are Free
  2. Lasts the maximum of 30 minutes
  3. Can be done over Zoom or a location of your choosing
  4. Like a meet and greet
  5. Great time for you to ask me questions
  6. For me to learn what is going on with you financially
  7. The perfect time to book your first coaching session

If you still have questions: